Escrow & Title
Title insurance in New Hampshire protects against:
APhysical damage to the property after closing
BDefects in title that arose before the policy date, such as undisclosed liens or forged deeds✓ Correct
CFuture zoning changes affecting the property
DThe buyer's failure to make mortgage payments
Explanation
Title insurance protects the insured against losses from title defects that existed before the policy date — such as undisclosed liens, errors in public records, forgeries, or missing heirs — not future events or physical damage.
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