Property Valuation

A 'drive-by' or exterior-only appraisal (Form 2055) in NJ is typically used for:

AAll residential appraisals as a cost-saving measure
BLower-risk refinances or situations where the lender accepts limited scope appraisals✓ Correct
CAll commercial properties
DTax assessment appeals only

Explanation

Form 2055 (exterior-only inspection appraisal) is typically used for lower-risk mortgage transactions such as refinances where the lender accepts a more limited scope of work, relying on the exterior inspection and public data.

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