New Jersey License Law

A NJ broker who places client escrow funds in a non-interest-bearing account when the parties agreed the funds would earn interest is committing:

ANo violation if the amount is under $10,000
BA violation of the agreement and potentially NJREC escrow regulations✓ Correct
CSound financial practice to simplify accounting
DPermissible under FDIC insurance requirements

Explanation

Brokers must handle escrow funds in accordance with the parties' agreement. If the parties agreed that the earnest money would earn interest, placing it in a non-interest-bearing account violates the agreement and potentially the broker's fiduciary and regulatory obligations regarding client funds.

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