New Jersey License Law

A NJ broker who provides a buyer with a free home warranty as an incentive must ensure that:

AThe warranty is always for 5 years
BThe cost of the warranty is disclosed appropriately as it may be considered a commission rebate or inducement that must comply with NJ license law and RESPA✓ Correct
CThe NJREC approves each warranty
DThe seller pays for the warranty

Explanation

Any inducement to a buyer from a broker (including free home warranties) must be disclosed and structured to comply with NJ license law, which restricts sharing compensation with unlicensed persons, and RESPA, which regulates settlement service referral incentives.

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