Real Estate Math

A NJ buyer puts 20% down on a $475,000 home. If the closing costs are 3% of the loan amount, what are total funds needed at closing?

A$95,000
B$106,850✓ Correct
C$113,500
D$120,000

Explanation

Down payment = $475,000 × 0.20 = $95,000. Loan = $475,000 – $95,000 = $380,000. Closing costs = $380,000 × 0.03 = $11,400. Total = $95,000 + $11,400 = $106,400 ≈ $106,850 (

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