Environmental

A NJ property bordering a tidal waterway requires the seller to disclose if the property is located in a special flood hazard area (SFHA). This information can be found on:

AThe property deed
BFEMA Flood Insurance Rate Maps (FIRMs)✓ Correct
CThe local zoning ordinance map
DThe tax assessment records

Explanation

FEMA Flood Insurance Rate Maps (FIRMs) delineate special flood hazard areas (100-year floodplains). These maps are the standard tool to determine if a property lies within an SFHA, which affects flood insurance requirements and development restrictions.

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