Escrow & Title

In New Jersey, a 'judgment lien' becomes a lien on real property when:

AA creditor files a lawsuit
BA court judgment is entered and properly docketed (recorded) in the county where the property is located✓ Correct
CThe debtor acknowledges the debt in writing
DThe court issues a summons

Explanation

A money judgment against a property owner becomes a lien on all real property the debtor owns in the county when the judgment is docketed (recorded) in the county clerk's office. It is a general, involuntary lien that clouds the title until paid or released.

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