Property Ownership

In NJ, a 'certificate of title' (as opposed to a title insurance policy) provides:

AComprehensive protection against undiscovered title defects
BAn attorney's professional opinion on the status of title based on their examination of public records, without an insurance guarantee✓ Correct
CThe same protection as a title insurance policy
DA government certification of ownership

Explanation

A certificate of title is an attorney's professional opinion on the state of title based on public records review. Unlike title insurance, it does not provide financial indemnification for losses resulting from undiscovered defects.

Related New Jersey Property Ownership Questions

Practice More New Jersey Real Estate Questions

1,500+ questions covering all exam topics. Start free — no signup required.

Take the Free New Jersey Quiz →