Environmental

In NJ, properties in Special Flood Hazard Areas (SFHAs) with federally-backed mortgages are REQUIRED to have:

AA separate radon test
BFlood insurance through the National Flood Insurance Program (NFIP) or equivalent private coverage✓ Correct
CAn environmental impact statement
DCAFRA permits

Explanation

The Flood Disaster Protection Act requires that structures in SFHAs with federally-backed mortgages carry flood insurance through the NFIP or an equivalent private policy.

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