Environmental

In NJ, the presence of a 100-year floodplain on a property affects value because:

AIt increases value due to waterfront access
BIt requires mandatory flood insurance and limits development, which can reduce value✓ Correct
CIt places the property in a Pinelands preservation area
DIt exempts the property from local zoning

Explanation

Properties in FEMA-designated 100-year floodplains require federally mandated flood insurance (for federally backed loans), face development restrictions, and often experience reduced market value.

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