Finance
Predatory lending practices in NJ are prohibited by:
AOnly federal law
BNJ's Home Ownership Security Act and federal TILA/HOEPA✓ Correct
CThe NJ Consumer Fraud Act only
DRESPA only
Explanation
NJ's Home Ownership Security Act, together with federal TILA/HOEPA and the NJ Consumer Fraud Act, provides layered protections against predatory lending practices.
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