Finance
The NJ Housing and Mortgage Finance Agency (NJHMFA) First-Time Homebuyer Mortgage Program offers:
AZero-interest mortgages for all buyers
BBelow-market interest rate mortgages and down payment assistance to eligible first-time buyers✓ Correct
CGrants covering 100% of the purchase price
DLoans only for commercial property
Explanation
NJHMFA offers below-market interest rate first mortgage loans paired with down payment and closing cost assistance programs for income-eligible first-time homebuyers purchasing primary residences in NJ.
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