Contracts

A New Mexico buyer includes a 'financing contingency' in their offer. This contingency protects the buyer by:

ARequiring the seller to pay for a new appraisal
BAllowing the buyer to cancel the contract and recover their earnest money if they cannot obtain financing on specified terms within the contingency period✓ Correct
CGuaranteeing the buyer a specific interest rate
DRequiring the lender to approve the loan

Explanation

A financing contingency gives the buyer a contractual right to terminate the purchase agreement and receive their earnest money back if they are unable to obtain financing on the terms specified (rate, amount, type) within the agreed time period.

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