Escrow & Title

A subordination agreement in New Mexico allows:

AA junior lien to take priority over a senior lien✓ Correct
BThe borrower to defer mortgage payments
CThe lender to foreclose without court approval
DThe buyer to delay the closing

Explanation

A subordination agreement allows a lienholder with priority to voluntarily agree to a lower lien priority position. This is common when refinancing—the new lender requires the existing second mortgage to subordinate.

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