Property Valuation

In New Mexico, a 'prospective market value' appraisal estimates value:

AAs of the current date
BAs of a future date, reflecting anticipated completion of planned improvements or future market conditions✓ Correct
CRetroactively for tax appeal purposes
DFor insurance replacement cost only

Explanation

A prospective value estimate is as of a future date — used for construction loans (as-completed value), pre-sales of condos, or development projects. The appraiser projects market conditions and completed improvements to a specified future effective date.

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