Contracts

In New Mexico, a 'release clause' in a blanket mortgage allows:

AThe lender to foreclose on all properties simultaneously
BIndividual properties to be released from the blanket mortgage as they are sold, allowing clean title to transfer✓ Correct
CThe borrower to add new properties to the blanket
DThe government to claim the properties

Explanation

A release clause in a blanket mortgage specifies a partial paydown amount that releases individual parcels from the mortgage. It is essential in subdivision financing—as lots are sold, each is released from the blanket lien.

Related New Mexico Contracts Questions

Practice More New Mexico Real Estate Questions

1,500+ questions covering all exam topics. Start free — no signup required.

Take the Free New Mexico Quiz →