Contracts

In New Mexico, what does 'earnest money applies to purchase price' mean in a purchase contract?

AThe earnest money is an extra fee
BThe earnest money deposit is credited toward the buyer's down payment or purchase price at closing✓ Correct
CThe earnest money is non-refundable in all cases
DThe earnest money is kept by the listing broker

Explanation

When a contract states the earnest money applies to the purchase price, the deposit is credited to the buyer at closing—reducing the amount the buyer needs to bring to closing.

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