Property Ownership

In New Mexico, which of the following best explains why a buyer should obtain a title insurance owner's policy?

AIt is required by law
BIt protects the buyer's ownership interest against unknown title defects discovered after closing✓ Correct
CIt is required to obtain a mortgage
DIt guarantees the property has no liens

Explanation

An owner's title insurance policy protects the buyer against financial loss from title defects (forgeries, missing heirs, recording errors) that existed before closing but were not discovered during the title search.

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