Escrow & Title

In New Mexico, which of the following is an 'involuntary lien' placed against real property?

AA mortgage voluntarily executed by the homeowner
BA property tax lien imposed by the government for unpaid taxes✓ Correct
CA deed of trust signed by the borrower
DAn HOA assessment lien created by the CC&Rs

Explanation

An involuntary lien is placed against property without the owner's consent — such as property tax liens, judgment liens from court cases, and mechanic's liens. These differ from voluntary liens (mortgages, deeds of trust) which the owner deliberately creates.

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