Escrow & Title

A 'cloud on title' in North Carolina is best described as:

AA clear and marketable title
BAny document, claim, or encumbrance that may affect or impair the title's marketability✓ Correct
CA government survey reference
DA title insurance exclusion for weather damage

Explanation

A cloud on title is any outstanding claim, lien, or encumbrance that casts doubt on the owner's clear title and may need to be resolved before the property can be sold.

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