Environmental
A NC coastal property in an SFHA (Special Flood Hazard Area) that was substantially damaged (damage exceeding 50% of market value) must be rebuilt:
AIn the same location without modification
BIn compliance with current NFIP and local floodplain management standards, including elevation above BFE✓ Correct
CAt the county's direction only
DOnly if the owner has flood insurance
Explanation
The 'substantial damage/improvement' rule under NFIP requires substantially damaged structures in SFHAs to be rebuilt to current floodplain standards — elevated above the base flood elevation and meeting other requirements.
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