Contracts

If a buyer in NC makes an offer that includes a 'financing contingency,' closing may be delayed or cancelled if:

AThe buyer changes their mind about the property
BThe buyer cannot obtain financing under the terms specified in the contingency✓ Correct
CInterest rates rise slightly after the offer is accepted
DThe appraisal comes in above value

Explanation

A financing contingency allows the buyer to terminate and receive a refund of deposits if they cannot obtain financing on the terms specified (loan amount, rate, term) by the contingency deadline.

Related North Carolina Contracts Questions

Practice More North Carolina Real Estate Questions

1,500+ questions covering all exam topics. Start free — no signup required.

Take the Free North Carolina Quiz →