Escrow & Title

In NC, a 'short sale' occurs when:

AA property is sold quickly without a listing period
BA property is sold for less than the outstanding mortgage balance, with the lender agreeing to accept the proceeds as full (or partial) satisfaction✓ Correct
CA foreclosure is completed in less than 90 days
DA property sells at the original listing price without negotiation

Explanation

A short sale involves selling the property for less than the mortgage balance owed; the lender must approve the transaction and agree to release the lien.

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