Property Ownership

In NC, a 'subordination agreement' in mortgage financing allows:

AA senior lien to become junior to a new lien✓ Correct
BThe borrower to skip monthly payments
CThe lender to foreclose without court action
DThe buyer to assume the seller's existing mortgage

Explanation

A subordination agreement allows a senior (first-priority) lien to voluntarily move to a junior (lower-priority) position — commonly used when refinancing to allow a new first mortgage to take priority over an existing lien.

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