Escrow & Title
In NC, 'title exceptions' that appear in a title commitment refer to:
AMatters covered by the insurance policy
BSpecific items excluded from the title insurance coverage, such as existing easements, CC&Rs, or encumbrances✓ Correct
CThe title insurer's exceptions to standard policy terms
DThe survey company's exceptions to boundary accuracy
Explanation
Title exceptions are items listed in the commitment that the title insurance policy will NOT cover — typically recorded matters such as easements, deed restrictions, existing encumbrances, and other specific items found in the title search.
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