Escrow & Title
In NC, which type of title insurance coverage provides the broadest protection for the buyer?
AStandard ALTA owner's policy
BALTA Enhanced Homeowner's Policy with additional coverages for post-policy events like encroachments and zoning violations✓ Correct
CBasic owner's policy with standard exceptions
DLender's title policy
Explanation
ALTA Enhanced Homeowner's Policies (sometimes called residential ALTA policies) offer broader coverage than standard policies, including certain post-policy date events, zoning issues, and building permit violations.
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