Contracts

Under NC's NC Offer to Purchase, who is responsible for paying the buyer's closing costs (loan origination fees, title insurance, etc.) by default?

AThe seller pays all closing costs
BThe buyer typically pays their own loan and closing costs, unless a seller concession is negotiated✓ Correct
CClosing costs are split 50/50 by default
DThe broker pays closing costs from commission

Explanation

By default, buyers are responsible for their own loan-related and closing costs. Seller concessions to cover buyer costs must be specifically negotiated in the contract.

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