Contracts

Under NC's standard Offer to Purchase, what happens if the property is substantially damaged by fire between contract acceptance and closing?

AThe seller must rebuild before closing
BThe buyer may terminate the contract and receive a refund of all deposits✓ Correct
CThe buyer must proceed with closing at a reduced price automatically
DThe lender assumes responsibility for the property

Explanation

If the property is substantially damaged before closing, most NC purchase contracts allow the buyer to terminate and receive full deposit refunds, as the property has materially changed from what was contracted.

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