Real Estate Math

A buyer in Grand Forks puts $15,000 down on a $150,000 property. What is the loan-to-value ratio?

A10%
B85%
C90%✓ Correct
D95%

Explanation

Loan amount = $150,000 − $15,000 = $135,000. LTV = $135,000 / $150,000 = 0.90 = 90%. Using the values given ($15,000, $150,000), apply the appropriate formula.. The correct answer is 90%.. This is a common calculation on the North Dakota real estate exam.

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