Real Estate Math

A North Dakota buyer signs a 30-year mortgage for $225,000 at 4% annual interest. The monthly factor at 4% for 30 years is $4.77 per $1,000. What is the approximate monthly payment?

A$972.25
B$1,002.25
C$1,073.25✓ Correct
D$1,123.25

Explanation

Monthly payment = ($225,000 / $1,000) × $4.77 = 225 × $4.77 = $1,073.25. To solve this, multiply the relevant values: $225,000 and $4.77 at 4%.. The correct answer is $1,073.25.. This is a common calculation on the North Dakota real estate exam.

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