Property Ownership
A North Dakota farmer's property line runs along a river. When the river gradually deposits soil onto the farmer's bank, adding land, this process is called:
AErosion
BAccretion✓ Correct
CAvulsion
DReliction
Explanation
Accretion is the gradual addition of land through the deposit of silt, sand, or sediment by water action. The newly deposited land (alluvion) becomes the property of the adjacent landowner.
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Key Terms to Know
Adjustable-Rate Mortgage (ARM)
A mortgage with an interest rate that changes periodically based on a financial index, usually after an initial fixed-rate period.
AmortizationThe gradual repayment of a loan through scheduled periodic payments that cover both principal and interest.
DeedA written legal instrument used to transfer ownership of real property from one party (grantor) to another (grantee).
EasementA non-possessory right to use another person's land for a specific purpose.
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