Real Estate Math

A North Dakota homeowner's insurance premium is $1,440 per year. At closing, the seller has prepaid the entire annual premium, and the buyer assumes coverage from the closing date (July 1). How much does the buyer owe the seller for the prepaid premium (using a 360-day year)?

A$600
B$660
C$720✓ Correct
D$780

Explanation

Buyer's share: 6 months (July 1 to Dec 31) = 6/12 of year = $1,440 × 6/12 = $720. Using the values given ($1,440), apply the appropriate formula..

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