Property Valuation

An appraiser in North Dakota must be licensed or certified because:

AThe NDREC requires it for all real estate activities
BFIRREA requires licensed or certified appraisers for federally related transactions✓ Correct
COnly brokers can order appraisals
DAppraisals are only required for commercial properties

Explanation

FIRREA (Financial Institutions Reform, Recovery, and Enforcement Act) requires that appraisals for federally related transactions be performed by state-licensed or certified appraisers. North Dakota's appraiser certification board oversees licensing under these federal requirements.

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