Escrow & Title

Which of the following is considered a 'voluntary lien' on North Dakota real property?

AA property tax lien
BA mortgage or deed of trust✓ Correct
CA judgment lien
DA mechanic's lien

Explanation

A voluntary lien is one that the property owner voluntarily places on the property, such as a mortgage or deed of trust given as security for a loan. Involuntary liens (tax liens, judgment liens, mechanic's liens) arise without the owner's consent.

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