Real Estate Math

A borrower takes a $180,000 mortgage at 5.5% for 30 years. The monthly payment factor is $5.68 per $1,000. What is the monthly P&I payment?

A$824
B$1,022.40✓ Correct
C$990
D$1,102.50

Explanation

Monthly P&I = Loan amount / $1,000 x payment factor = $180,000 / $1,000 x $5.68 = 180 x $5.

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