Real Estate Math

A buyer's monthly housing expenses include: mortgage payment $1,400, property taxes $250, insurance $80. Their gross monthly income is $6,500. What is the front-end DTI?

A21.5%
B26.6%✓ Correct
C33.2%
D18.1%

Explanation

Front-end DTI = Housing expenses / Gross monthly income = ($1,400 + $250 + $80) / $6,500 = $1,730 / $6,500 = 26.6%.

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