Escrow & Title

A 'deed in lieu of foreclosure' in Ohio is when a borrower:

AAllows the lender to auction the property at a sheriff's sale
BVoluntarily transfers the property to the lender to avoid the foreclosure process✓ Correct
CFiles for bankruptcy to stop foreclosure
DRefinances the mortgage with a different lender

Explanation

In a deed in lieu of foreclosure, the borrower voluntarily conveys the property to the lender to satisfy the mortgage debt, avoiding the lengthy and costly judicial foreclosure process.

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