Real Estate Math

A home was purchased for $220,000, and the buyer made a 10% down payment. After 2 years, the property is worth $240,000 and the mortgage balance is $190,000. What is the owner's equity?

A$22,000
B$50,000✓ Correct
C$20,000
D$240,000

Explanation

Equity = Current value - Mortgage balance = $240,000 - $190,000 = $50,000. To solve this, multiply the relevant values: $220,000, and $240,000 at 10%.. The correct answer is $50,000.. This is a common calculation on the Ohio real estate exam.

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