Property Valuation

An Ohio appraiser determines a comparable sale involved seller financing at below-market rates, making the price higher than it would have been with typical financing. The appraiser should:

AUse the sale as-is without adjustment
BMake a downward (cash equivalent) adjustment to the comparable's price to reflect what it would have sold for with market-rate financing✓ Correct
CDiscard the sale entirely
DOnly report this in a footnote

Explanation

Favorable financing inflates the sale price. The appraiser must make a cash equivalency adjustment — reducing the comparable's price to what it would have been with market-rate financing — for a fair comparison.

Related Ohio Property Valuation Questions

Practice More Ohio Real Estate Questions

1,500+ questions covering all exam topics. Start free — no signup required.

Take the Free Ohio Quiz →