Property Valuation

An Ohio bank orders an appraisal review on a residential appraisal. The reviewer finds the original appraiser made an error in selecting comparables. The reviewer should:

AIgnore the error if the value is close to the sales price
BNote the deficiency and, if material, form their own value opinion based on correct analysis✓ Correct
CAutomatically lower the value by 10%
DReport the original appraiser to ODREPL immediately

Explanation

An appraisal reviewer who identifies material deficiencies must note them and, if warranted, develop their own value opinion based on correct analysis. Minor errors that do not affect credibility may require notation but not a new value.

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