Fair Housing
What is the Community Reinvestment Act (CRA) and how does it relate to fair housing?
AA law building affordable housing
BA law requiring banks to meet credit needs of all communities including low-to-moderate income areas they serve✓ Correct
CA Fair Housing Act amendment
DA law governing mortgage insurance
Explanation
The CRA requires federally insured banks and thrifts to meet credit needs of all communities they serve, including low-to-moderate income areas. It combats redlining by ensuring institutions reinvest in the communities where they take deposits.
Related Ohio Fair Housing Questions
- An Ohio apartment complex refuses to accommodate a tenant's request to install a grab bar in the bathroom at the tenant's own expense. The landlord is likely:
- A real estate agent who advertises a property as being in a 'good school district' in a coded way to attract or discourage families of a certain background may be:
- Ohio's fair housing law is found in the Ohio Civil Rights Act, which provides protections that are:
- Under the Fair Housing Act, which of the following statements about handicap (disability) accessibility is TRUE?
- Which of the following is TRUE about the 'Mrs. Murphy' exemption under the federal Fair Housing Act?
- Under the federal Fair Housing Act, 'familial status' protects:
- Under Ohio fair housing law, which of the following is an example of an 'affirmative obligation' placed on covered entities?
- Blockbusting is best defined as:
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