Escrow & Title
What is the difference between a 'lien' and an 'encumbrance' in Ohio real estate?
AThey are identical terms used interchangeably
BA lien is a financial claim against property; an encumbrance is any claim or restriction, including liens, easements, and deed restrictions✓ Correct
CA lien is broader; an encumbrance only refers to easements
DEncumbrances are always involuntary; liens are always voluntary
Explanation
An encumbrance is any claim, lien, charge, or liability attached to real property. A lien is a specific type of encumbrance — a financial claim against property for a debt or obligation.
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