Property Ownership
In Ohio, a 'covenant running with the land' is a private restriction that:
AOnly applies to the original parties who agreed to it
BIs enforceable against all subsequent owners of the burdened property✓ Correct
CExpires after 21 years
DMust be re-recorded with each transfer
Explanation
A covenant running with the land is a private restriction enforceable against all future owners of the burdened property and is often found in subdivision deed restrictions.
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Key Terms to Know
Deed
A written legal instrument used to transfer ownership of real property from one party (grantor) to another (grantee).
Private Mortgage Insurance (PMI)Insurance required by lenders on conventional loans with less than 20% down payment, protecting the lender — not the borrower — against default.
Deed of TrustA security instrument used in many states instead of a mortgage, involving three parties: borrower (trustor), lender (beneficiary), and a neutral trustee.
EasementA non-possessory right to use another person's land for a specific purpose.
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