Land Use & Zoning
In Ohio, a 'special flood hazard area' (SFHA) designation by FEMA means the area has at least a:
A1% annual chance of flooding (100-year flood)✓ Correct
B5% annual chance of flooding (20-year flood)
C10% annual chance of flooding (10-year flood)
D0.2% annual chance of flooding (500-year flood)
Explanation
An SFHA is an area with a 1% or greater chance of flooding in any given year (the 100-year floodplain). Properties in SFHAs are subject to mandatory flood insurance requirements when financed by federally regulated lenders.
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