Land Use & Zoning

In Ohio, a 'special flood hazard area' (SFHA) designation by FEMA means the area has at least a:

A1% annual chance of flooding (100-year flood)✓ Correct
B5% annual chance of flooding (20-year flood)
C10% annual chance of flooding (10-year flood)
D0.2% annual chance of flooding (500-year flood)

Explanation

An SFHA is an area with a 1% or greater chance of flooding in any given year (the 100-year floodplain). Properties in SFHAs are subject to mandatory flood insurance requirements when financed by federally regulated lenders.

Related Ohio Land Use & Zoning Questions

Practice More Ohio Real Estate Questions

1,500+ questions covering all exam topics. Start free — no signup required.

Take the Free Ohio Quiz →