Environmental
In Ohio, properties located in a FEMA-designated Special Flood Hazard Area (SFHA) are required to:
ABe demolished if near a 100-year floodplain
BCarry flood insurance if financed by a federally regulated lender✓ Correct
CObtain an Ohio EPA permit for any sale
DBe listed with a licensed flood specialist
Explanation
Federal law requires flood insurance for properties in FEMA-designated SFHAs when the mortgage is from a federally regulated lender. The National Flood Insurance Program (NFIP) provides this coverage.
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