Fair Housing
In Ohio, 'testers' used by fair housing organizations are individuals who:
ATest properties for environmental hazards
BPose as home seekers to determine if a housing provider is discriminating✓ Correct
CCertify that properties meet building code standards
DEvaluate properties for property tax assessments
Explanation
Fair housing testers are people who pose as prospective buyers or renters to gather evidence of discriminatory practices. Their evidence is admissible in fair housing proceedings.
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- An Ohio housing provider asks a prospective tenant about their national origin on a rental application. Under the Fair Housing Act, this is:Fair Housing
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Key Terms to Know
Fair Housing Act
Federal law prohibiting discrimination in the sale, rental, or financing of housing based on race, color, national origin, religion, sex, disability, and familial status.
Debt-to-Income Ratio (DTI)A lender's measure of a borrower's monthly debt obligations relative to their gross monthly income, used to evaluate loan eligibility.
Comparable Sales (Comps)Recently sold properties similar in size, condition, and location used by appraisers and agents to estimate a property's market value.
Joint TenancyCo-ownership where two or more people hold equal, undivided interests with the right of survivorship — when one owner dies, their share passes to the surviving owners.
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