Escrow & Title

In Ohio, which of the following would NOT be covered by a standard owner's title insurance policy?

AA previously undisclosed lien from before the policy date
BZoning violations created by the current owner after the policy date✓ Correct
CForgery in the chain of title
DAn undiscovered easement not shown in public records

Explanation

Standard title insurance policies cover title defects that existed before the policy was issued. Matters created by the insured owner after the policy date — like zoning violations — are typically excluded.

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