Fair Housing
Which of the following is an example of 'disparate impact' discrimination in Ohio fair housing law?
AAn intentional refusal to rent to a minority family
BA neutral policy that, in practice, disproportionately excludes members of a protected class✓ Correct
CAn advertisement specifying 'no children'
DA broker steering buyers to certain neighborhoods
Explanation
Disparate impact discrimination occurs when a facially neutral policy has a disproportionate adverse effect on members of a protected class, even without discriminatory intent.
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Key Terms to Know
Steering
An illegal practice where a real estate agent directs buyers toward or away from certain neighborhoods based on the buyer's race, religion, national origin, or other protected characteristics.
Fair Housing ActFederal law prohibiting discrimination in the sale, rental, or financing of housing based on race, color, national origin, religion, sex, disability, and familial status.
BlockbustingAn illegal practice of inducing homeowners to sell by claiming that the entry of minority groups will lower property values.
RedliningAn illegal practice where lenders or insurers deny services or charge higher rates in certain neighborhoods based on the racial or ethnic composition of those areas.
State-Specific Concepts
DRE Regulation
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