Fair Housing
Which of the following is TRUE about the 55+ housing exemption under HOPA in Ohio?
AThe community must be 100% occupied by persons 62 or older
BAt least 80% of the occupied units must have at least one person 55 or older, and the community must publish and follow policies demonstrating intent to be 55+ housing✓ Correct
CAll residents must be 55 or older with no exceptions
DThe exemption applies only to new construction after 1990
Explanation
Under HOPA, a qualifying 55+ community must: have at least 80% of occupied units with at least one person 55 or older, maintain age verification procedures, and publish and follow policies demonstrating intent to be 55+ housing.
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Key Terms to Know
Earnest Money
A deposit made by the buyer when submitting a purchase offer, demonstrating serious intent and serving as consideration for the contract.
Fair Housing ActFederal law prohibiting discrimination in the sale, rental, or financing of housing based on race, color, national origin, religion, sex, disability, and familial status.
SteeringAn illegal practice where a real estate agent directs buyers toward or away from certain neighborhoods based on the buyer's race, religion, national origin, or other protected characteristics.
BlockbustingAn illegal practice of inducing homeowners to sell by claiming that the entry of minority groups will lower property values.
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