Fair Housing
The federal Fair Housing Act covers which of the following protected classes?
ARace, color, religion, sex, national origin, disability, and familial status✓ Correct
BRace, color, religion, sex, national origin, disability, familial status, and age
CRace, color, sex, and national origin only
DAll of the above plus income level and education
Explanation
The seven protected classes under the federal Fair Housing Act are: race, color, religion, sex, national origin, disability (handicap), and familial status. Age is not a protected class under the FHA (though it is under ECOA).
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Key Terms to Know
Fair Housing Act
Federal law prohibiting discrimination in the sale, rental, or financing of housing based on race, color, national origin, religion, sex, disability, and familial status.
SteeringAn illegal practice where a real estate agent directs buyers toward or away from certain neighborhoods based on the buyer's race, religion, national origin, or other protected characteristics.
BlockbustingAn illegal practice of inducing homeowners to sell by claiming that the entry of minority groups will lower property values.
RedliningAn illegal practice where lenders or insurers deny services or charge higher rates in certain neighborhoods based on the racial or ethnic composition of those areas.
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